#1 SaaS Payment Test Automation

Integrated Test Automation for Payment Infrastructure

QAtalyst protects your payment product releases from production failure. From ISO 8583/20022/QRIS/JSON/XML simulation to automated regression, we are the testing partner your payment infrastructure can trust.

Server room representing switch and core banking simulation

Switch & core banking simulation, live

120Banks & PSPs tested

Regression Coverage

+18% this quarter
99.9%Switch uptime SLA
4.2M+Simulated transactions / month
About QAtalyst

The Testing Partner Your Payment Infrastructure Can Trust

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QAtalyst stands at the front line of payment systems testing. Starting from deep expertise in switch and core banking simulation, we've grown into an end-to-end QA platform that helps banks, PSPs and fintechs ship payment products safely, efficiently, and to global standards.

QA engineer monitoring a payment testing dashboard
QAtalyst — dashboardAlerts +3

Built for Trust and Resilient Security

We deliver end-to-end testing so your payment releases stay stable and dependable.

ISO 8583ISO 20022QRISXMLJSONREST/SOAP

Backed by Internationally Scaled Protocol Standards

Every simulation and scenario follows the official payload structure of the payment scheme — never a generic approximation.

Why QAtalyst

Take Control of Your Payment Release Quality With the Experts

Protect your payment product releases with official protocol standards and continuous monitoring that keeps operations running without disruption.

Protocol Accuracy

Every simulation follows the official payload structure of ISO 8583, ISO 20022 and QRIS — never a generic approximation.

Radar-style monitoring dashboard for proactive regression testing

Proactive Regression

We don't wait for an incident in production. Through scheduled regression and load testing, payload and capacity gaps are caught before they become real problems.

24/7

Fast response through Managed QA Service — our team never lets its guard down.

Compliance by Design

Compliance is built into every scenario from day one — secure & audit-ready by design.

RNSA+4

Expertise isn't just about the system — our QA team understands payment protocol nuance a generalist tester rarely has.

Testing Approach

We Test Systematically. Protocol-Accurate. No Guesswork.

QA engineer reviewing regression test coverage
92%Coverage

Regression Progress

Scenario coverage climbing sprint over sprint

01

Protocol Mapping

We map your switch's protocol variant — ISO 8583, ISO 20022, JSON, XML, or a QR scheme — to understand the exact message structure from the start.

02

Scenario Configuration

Positive, negative and timeout scenarios are configured in an isolated sandbox, using synthetic test data — with zero production data risk.

03

Automated Regression & Reporting

The suite runs automatically on every change, with pass/fail reports and the full message log sent back to your team.

Solutions

Use QAtalyst as your acquirer, or as your issuer.

Test only the system you own. QAtalyst stands in for whichever side of the connection you don't have yet — pick which one below.

Your issuer or core banking host isn't ready, or you don't want to hit it directly yet. QAtalyst plays the acquirer / terminal and sends real transaction traffic into your system.

requestresponseQATALYSTActing asAcquirer / TerminalPOS · ATM · QR scanYOUR SYSTEMIssuer /Core Banking HostAuthorizes or declines
QAtalystYour system
Integration

How regression integration runs.

Wire the tool into your own workflow and let it check the system under test on every change. Whichever way a run starts, the steps are written to the run log and the finished report is delivered back to you.

Schedule

The suite fires by itself at a set time.

Manual

Started from the dashboard. QAtalyst builds each transaction and sends it — sender mode.

Inbound request

Your system sends a transaction in. QAtalyst replies from a matched scenario — responder mode.

as a senderas a responderScheduleManualrun scenarioInbound requestfrom system under testQATALYSTSuite RunModeBuild & send transaction→ check the replyReply from matched scenario→ check the requestRunReportResultdashboard

Hover or focus a stage above to see what it does.

Swipe sideways to see the full flow.

Onboarding Stages

From Sandbox to Sign-Off.

Test Scenarios

Explore the test scenario library.

Every scenario ships with steps and a real payload sample — copy it, or run it as-is against your sandbox.

Bill Payment — Inquiry to Confirmation

Validates the full biller inquiry → payment → confirmation cycle, including a customer-not-found negative path.

  1. 1

    Send inquiry request (0200) with biller code and customer ID.

  2. 2

    Assert response (0210) returns customer name and outstanding amount.

  3. 3

    Send payment request referencing the inquiry's trace number.

  4. Confirm response code 00, and negative-path variant returns 25 for unknown customer.

payload · ISO 8583 (0200)SAMPLE
MTI        0200
DE003 ProcCode      28 00 00
DE004 Amount        000015000000
DE018 MerchCategory 6051
DE041 TermId        QATLYST01
DE048 BillerCode    88908
DE102 CustomerId    3300112233
The Cost of Skipping Testing

Releasing Without Thorough Testing? The Risk Is Real.

A payload failure isn't just a technical bug — it halts operations, stalls transactions, and erodes customer trust within minutes. QAtalyst brings a systematic approach: thorough simulation, scheduled regression, and a clear report before you ship to production.

Operational Downtime

Every minute a switch stays unresponsive means a queue of transactions stuck and services that can't be processed.

Financial Loss

Failed transactions, emergency remediation costs, and potential regulatory fines add up fast.

Regulatory Non-Compliance

Payloads that don't match scheme standards risk breaching Bank Indonesia and OJK requirements.

Customer Trust

Repeated failed transactions push customers to switch to a competitor faster than you'd expect.

Hybrid Model

Get dedicated payment QA engineers when you need them.

Run QAtalyst as a self-serve platform, or pair it with senior QA engineers who've shipped switch and core-banking releases before — writing your scenarios, running your regression cycles, and signing off before you go live.

Dedicated payment QA engineers

On-demand specialists who know ISO 8583 field-level nuance, not generalist testers reading your spec cold.

Security & regression as a cycle

Scheduled regression passes and security testing before every major release, not just once a year.

Platform + people, one contract

Your team keeps the sandbox and dashboards; ours does the heavy lifting when you're short-staffed or short on time.

See QaaS engagement options
Regression cycle #14ON TRACK
QRIS scenario coverage92%
ISO 8583 field assertions78%
Settlement edge cases61%
RNSA+2

Dedicated pod assigned to your integration

Portfolio

QAtalyst's Track Record of Earning Trust.

Client names are anonymized per confidentiality agreements — testing results and scope are shown as they are.

View All
Testimonials

The Trust Our Clients Place in Us.

How our partners see the stability and speed of testing alongside QAtalyst.

92%

Average scenario coverage our clients reach within their first sprint using QAtalyst.

QAtalyst's regression reports aren't just a bug list. The team gives us strategic, actionable risk analysis — we closed critical gaps before the product ever reached production.

Portrait of Dhika Hartono, Head of Engineering

Dhika Hartono

Head of Engineering, Regional PSP

-85%CYCLE TIME

Reduction in regression cycle time after switching from manual testing.

Pricing

Pricing that scales with your switch.

Start on one protocol in a sandbox. Move to the full suite when your integration does. Talk to us when your infrastructure needs a partner, not a subscription.

MonthlyAnnualSave 20%
Starter

PTS-BASIC-MODULE

$999/ month

Billed monthly

For fintech sandboxes & single-protocol integrators validating one payment rail.

Start Sandbox
  • Core platform, dashboards & monitoring
  • 1 protocol module — ISO 8583, JSON, ISO 20022 or QR
  • Acquirer & issuer host simulation
  • Scenario builder — positive, negative & timeout
  • Test data sandbox — card, account, EMV/PIN, terminal
  • ATM controller, ATM/debit switch, NMM
  • User management, RBAC & basic reporting
  • Performance, TPS & stress testing
  • Multi-tenant & custom scenarios
MOST POPULAR
Professional

PTS-PRO

$2,499/ month

Billed monthly

For growing switch integrators, PSPs and payment gateways running full-suite regression.

Start Sandbox
  • Everything in Starter, plus:
  • All protocols — ISO 8583, ISO 20022 JSON/XML, custom protocol
  • Full QRIS suite — MPM, CPM, TTS, cross-border, CCW
  • Custom scenarios & message mapping/transformation
  • Performance, TPS, stress & capacity testing
  • Task scheduler, full dashboard & reporting
  • Multi-tenant, institution management & user audit
  • Group & role management
Enterprise

PTS-ENTERPRISE

Custom

Scoped to your infrastructure & SLA

For core banking platforms and large financial institutions who need a testing partner, not just a tool.

Contact Us / Book a Call
  • Everything in Professional, plus:
  • Dedicated QA-as-a-Service pod & senior payment engineers
  • On-premise, hybrid or private cloud deployment
  • Custom protocol & scheme onboarding
  • SLA-backed uptime with 24/7 priority support
  • Dedicated CSM & PCI-DSS audit assistance
  • SSO/SAML, unlimited multi-tenant & institutions
  • White-glove onboarding & data migration
  • Custom MSA & volume-based pricing

Starter is limited to one protocol module. Need more than one without going full Professional? Ask about add-ons.

What's manual regression actually costing you?

Move the sliders to match your team, and see what automating your payment test cycles could save each month.

4
60
4
$8.47

Estimated monthly savings

$1,424

based on ~70% of manual regression effort automated away.

Hours reclaimed / mo

168

Cycle time today

60h

See the plan that fits

Estimate for directional planning, based on aggregate customer regression-cycle data. Actual results vary by scenario complexity and team maturity.

FAQ

Frequently Asked Questions

How does QAtalyst integrate with our ISO 8583 switch?
You simply point a connection profile at your switch or gateway over TCP, HTTP or HTTPS — QAtalyst's message handler already understands ISO 8583 natively, including dynamic field configuration, with no code changes required on your side.
Is QAtalyst PCI-DSS compliant, and can we use real card data?
QAtalyst is built to PCI-DSS-ready standards and includes a synthetic data engine for cards, accounts and EMV/PIN — so you never need real PANs in a test environment. Enterprise plans include compliance and audit support.
Cloud SaaS, or can it run on-premise?
Starter and Professional run as multi-tenant cloud SaaS. Enterprise supports hybrid or fully on-premise / private cloud deployment for institutions with data residency requirements — common in core banking and regulated financial infrastructure.
What's the difference between QA-as-a-Service and just the platform?
The platform is self-serve — your team builds and runs the scenarios. QA-as-a-Service adds senior QA engineers who write scenarios, run scheduled regression cycles, and sign off before release — so coverage stays solid even when your internal team is stretched thin.
Can we use more than one protocol on the Starter plan?
Starter is limited to one protocol module — ISO 8583, ISO 20022 JSON, ISO 20022 XML, or the QR suite. If you need two protocols without moving fully to Professional, contact us about an add-on module.

Ready to test your payment systems?

Start a sandbox, or talk to a payment QA engineer this week.